See the fee. Then decide.
A receipt with every visit.
No bank account.
No surprise fees.
Cash checks, pay bills, send money home.Cash your check, pay your bills and send money home.
Find Location
Just your ID. That’s it.
No bank account. No appointment.
Right in your neighborhood.
Seven stores across New York.
Send money home
with Western Union.
Fast transfers worldwide. Fees shown upfront.
Send Money
Cash your check
in minutes.
Payroll, government and corporation checks.
Cash a Check
Pay every bill
in one stop.
Utilities, phone and rent, paid in cash.
Pay a BillAvailable at every ATN store.
New York Lottery
Pick your numbers. We’ll do the rest.
Prepaid Cards
Buy and reload prepaid cards in cash.
Boss Revolution
International calling and mobile top-ups.
OMNY
Buy and reload your OMNY card.
Money Orders
Pay rent or bills by money order.
Stamps & Envelopes
Stamps and envelopes at the counter.
ATM Services
Cash out at the in-store ATM.
Seven stores.
One near you.
Queens, the Bronx and Long Island.
- 1
Mon–Thu8 AM – 8 PM
Fri8 AM – 10 PM
Sat8 AM – 6 PM
Sun8 AM – 4 PM
- 2
- 3
- 4
- 5
- 6
- 7
Questions,
answered.
Know before you walk in.
Do I need a bank account to cash a check?
No. Just bring your check and a government-issued photo ID. Most checks are cashed in minutes, and you leave with cash in hand.
What should I bring?
A government-issued photo ID, plus what you’re handling: the check to cash, the bill to pay, or your recipient’s details for a transfer.
How much does a Western Union transfer cost?
It varies by destination, amount and payout method. Your receipt shows the fee, exchange rate and amount received before you pay.
How fast will my money arrive?
It depends on the destination, recipient verification and local banking hours. Some transfers may be held for a compliance review.
Which bills can I pay?
Utilities, phone, rent and more, in cash through CheckFreePay. Payments are usually posted by the biller within 1–3 business days.
Are there any hidden fees?
No. Check cashing fees are posted in every store, and your receipt shows the total cost before you pay.
See you
at the counter.
Just walk in. No appointment needed.